A report from Rainforest Action Network, BankTrack, Friends of the Earth-France, and urgewald, analyzes coal policy strengths and weaknesses and highlights where noncommittal banks fall short. With the world committing, at the U.N. climate negotiations in Paris (COP 21), to keep global warming under 1.5 degrees, bank laggards must surpass their industry peers in terms of responsibilities to the climate.